Prepare
Life is complex and can change quickly. At First Point, we specialize in helping you prepare for the unexpected and develop financial road maps for reaching your goals. No matter your life stage, let First Point Wealth Solutions help you anticipate potential challenges and effectively prepare for future opportunities. Click here to view a retirement checklist.
Inquire Form
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Young Family
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We know the importance of fully understanding your current situation and objectives so we can
best support your continued success. We can help you anticipate potential challenges and effectively prepare for future opportunities.
- How do I manage my tax burden?
- How much should we budget to save and spend each year?
- If something were to happen to me, will my family be able to put everything together?
- What is our current asset allocation with all of the things we own?
- How much is our net worth?
- Which investment vehicle is right for us?
- How much can we help our kids with their school finances without derailing our own retirement?
- What can we afford to purchase a house?
- Where is our money going now and where should it be going?
- What are savings strategies are available for us?
- How can we start planning for our retirement goals?
For more information or to schedule a meeting, contact us today!
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Near Retirement
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We know the importance of fully understanding your current situation and objectives so we can
best support your continued success. We can help you anticipate potential challenges and effectively prepare for future opportunities.
- What is the best strategy for managing my 401(k) as I begin taking distributions?
- As nearing retirement, what steps do I need to take for succession planning?
- How do I convert my retirement savings into a paycheck?
- With the thought of inflation, how will I maintain my income in retirement?
- How much should we budget to save and spend each year?
- If something were to happen to me, will my family be able to put everything together?
- What is our current asset allocation with all of the things we own?
- When can we afford to retire?
- How much can we afford to help our children with school finances without derailing our own retirement?
- How much is our net worth?
- Where is our money going now and where should it be going?
- What tax strategies are available for us?
- How will inflation impact our retirement goals?
For more information or to schedule a meeting, contact us today!
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Estate Planning
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We know the importance of fully understanding your current situation and objectives so we can
best support your continued success. We can help you anticipate potential challenges and effectively prepare for future opportunities.
- What strategies should I be considering to help manage wealth preservation?
- How do I effectively transfer wealth to my loved ones?
- Do we know how much to save and spend each year to stay within our budget?
- If something were to happen to me, will my family be able to put everything together?
- What is our current asset allocation with all of the things we own?
- What is our net worth?
- Where is our money going now and where should it be going?
- What tax strategies are available for us?
- How will inflation impact our retirement goals?
For more information or to schedule an meeting, contact us today!
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Business Owner
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We know the importance of fully understanding your current situation and objectives so we can 
best support your continued success. We can help you anticipate potential challenges and effectively prepare for future opportunities.
- How do I manage my tax burden?
- As a business owner, what steps do I need to take for succession planning?
- How so I effectively transfer wealth to my loved ones?
For more information or to schedule a meeting, contact us today!
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Losing a Loved One
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We understand that losing a loved one can be a very difficult time and have included the following checklist to ensure that you don’t miss any important steps.
- Meet with lawyer to commence Probate Proceeding. Provide lawyer with a copy of the Will and certified copies of the Death Certificate.
- Transfer all Real Estate Properties.
- Apply for Widowed Person Exemption, when applicable.
- Apply for Homestead and Disability Exemption.
- Notify insurance companies and file claims when applicable.
- Life Insurance (any document which names the deceased as a beneficiary).
- Medical, Health, Disability, Travel and Accident.
- Home Owners.
- Car Insurance.
- Apply for appropriate benefits when applicable.
- Social Security Survivor Benefits.
- Veteran’s Burial and Survivor Benefits.
- Pension Benefits.
- Workmen’s Compensation Benefits.
- Notify accountant/tax preparer (unless estate lawyer is preparing final tax returns). Provide photocopy of death certificate, previously filed tax return forms, and current earnings and dividend statements.
- Notify Stockbroker.
- Change ownership of joint or solely owned stocks.
- Cancel any open orders arranged by the deceased.
- IRA and Retirement Accounts.
- Notify Bank.
- Change all jointly held accounts and correct tax identification numbers (usually Social Security number).
- Cancel direct deposit retirement benefit payments.
- Re-establish title of Safe Deposit Box.
- Re-establish all outstanding mortgages, personal notes, etc.
- Apply for any credit life insurance which may exist on loans, credit cards and mortgages.
- Notify Department of Motor Vehicles to transfer titles of all registered vehicles, mobile homes, and boats registered in the deceased’s name.
- Notify all credit card companies.
- Apply for credit card life insurance coverage when applicable.
- Cancel all individually held cards of the deceased.
- Change all jointly held accounts.
For more information or to schedule an meeting, contact us today!